My Money Guide

Discover a smarter way to manage your finances with Gallagher’s My Money Guide. This program gives you access to practical online tools and personalized financial coaching, so you can make informed decisions and pursue your financial goals with confidence.

You’ll enjoy access to Ayco financial coaches, who are deeply familiar with Gallagher’s benefit offerings. Whether you need help understanding your options or selecting benefits that fit your needs and budget, these experts provide dedicated support tailored to your personal circumstances. With My Money Guide by your side, you’ll have the resources and guidance to take charge of your financial future and stay ahead of the game.

Eligibility

My Money Guide is being offered in partnership with Ayco financial counseling and is available to all full-time and part-time employees. Enrollment in the program is not required—to get started, simply go to wellness.ayco.com and activate your account.

How it Works

The My Money Guide Program offers unlimited phone consultations with a team of financial coaches. These coaches are available to support you on personal financial matters including guidance on benefit plans and enrollment. Plus, on-demand access to financial planners, templates, and tools gives you a DIY way to manage your finances.

A My Money Guide coach can help you answer practical questions, big and small, such as:

  • Can you help me build a budget that prioritizes saving?
  • How can I use my HSA or FSA to save on healthcare costs and increase my savings?
  • How can I save more or pay down my debt faster, including student loans?
  • How can I plan financially for major life changes?
  • Can you help me make a savings plan for a new laptop?
  • Am I on the right track in saving for retirement?
  • What can I do to reduce the cost of my child’s college?
  • How can I protect my family with an estate plan and insurance?
  • What should I be thinking about when it comes to my investments?

Getting started

Once your account is created, a few quick and easy steps will set you on the right path to make the most of the My Money Guide program:

  • Assessment: In less than 10 minutes, establish a baseline financial wellness score by answering a series of questions about yourself, your finances and your habits. The assessment is a great starting point to take stock of your financial wellbeing.
  • Checklist: When you complete the assessment, My Money Guide will create a personalized plan of action that helps you identify which aspect of your personal finances might need some attention. Your checklist is prioritized for you based on your assessment and is paired with relevant resources to help you get things done.
  • Score: Track your progress by checking action items off your list and watch your score increase.
  • Education: Explore interactive learning content, including worksheets and calculators, designed to help you in all areas of financial wellbeing.
  • Ayco360: Get organized with Ayco360—an easy-to-use digital tool—by linking your accounts for a complete view of your financial life. Ayco360 refreshes your accounts daily, showing your current balances and transactions.
  • Financial Coaching: Personalized phone coaching to help educate, motivate and guide individuals towards overall financial wellbeing. Employees can include a spouse/partner in the conversation.

Provider details

Related Resources

Transition Timeline

View key milestones and dates so you can plan ahead with confidence.

Explore The Timeline