2026 Gallagher Benefits Enrollment

Full-time employees who work at least 30 hours per week in in permanent roles are eligible to participate in all Gallagher benefits.

The My Money Guide Financial Wellbeing Program offers financial coaches through Ayco who are well-versed in Gallagher’s benefit plans. They can help you understand the options available to you and choose 2026 benefits that fit your personal needs and budget.

ALEX is an easy-to-use, interactive online decision-support tool that can show you which benefit options might be well matched to your needs. ALEX can also create side-by-side estimates of how much you might pay under each of Gallagher's three medical plan options.

On many of our plan pages you can find videos and PDFs for information about your new benefits, the transition and the enrollment process. Simply go to the Gallagher Benefits page and choose a plan to start learning more.

Gallagher’s US Benefits Team will be hosting live sessions over the next few months to share information and address questions. Stay tuned for more information and session dates to be shared here and via email.

• Corporate Benefits Philosophy – The tenets that have shaped Gallagher plans
• Medical & Rx Benefits
• Company-Provided Benefits
• Life Insurance
• Other Core Benefits

• The 2026 Benefits & Cost Summary is the most comprehensive resource for 2026 benefits, including all plan option details, cost summaries, information about life insurance and AD&D benefits and much more.
• Your Benefits, Visualized: Then & Now: This resource offers a quick visual guide to where your AssuredPartners benefits now live at Gallagher. It lines up old vendors with new ones so you can easily find and recognize your key plans.
• Dependent Eligibility Chart can be used to reference who you may cover under your benefit plans in 2026.
• The HSA Quick Guide showcases how HSAs are an incredible savings tool that can give you a triple tax advantage. Learn all the ways your HSA can help you save and how they connect to your medical plan option.
• Learn about FSAs, what different types there are, and how to use the account. 
• Watch the HSA/FSA Comparison Video that shows the differences between the two types of accounts and helps employees choose which option is best for them.
• IRS Publication 969 which contains the criteria that employees must meet to be eligible for HSA contributions in 2026.

Benefits selected or confirmed during 2026 enrollment cannot be changed mid-year except in certain qualified circumstances. 

Email Gallagher_HR_Acquisition_Support@ajg.com or contact Benefits Support.

You don’t have to be at the office or connected to Gallagher’s systems to enroll or use other myHR features. At Gallagher, benefits enrollment is a simple two-step process:

1. First, you will complete your core enrollment through myHR. After logging in, select the Benefits icon from the homepage. There, you will enter the individuals you wish to cover as a dependent on your plans. Then, you will  pick your plans and add dependents you wish to cover.
2. Next, you will be linked to the Prudential site to enroll in or decline Voluntary AD&D Insurance, apply for Optional Term Life Insurance, and designate beneficiaries for Company-Provided Life/AD&D insurance and any voluntary options you chose. 
3. Lastly, you will enroll in Group Personal Excess Liability Insurace (GPEL) and submit your annual premium through a separate enrollment site.

Go to myHR to get started. 

Watch this space for more information closer to your enrollment window.

Designating a beneficiary ensures that your benefits go to the right person if something happens to you. It’s a simple action that can have a big impact on the people you care about most. 

Here’s when you can update or designate a beneficiary for your Gallagher Benefits. 

• Health Savings Account: Any time after your account has been set up and verified with HSABank
• Company-Provided Life and AD&D Insurance: During your benefits enrollment and any time thereafter
• Optional Term Life Insurance: During your benefits enrollment and any time thereafter
• Voluntary AD&D Insurance: During your benefits enrollment and any time thereafter
• 401(k) Plan: When you enroll in the plan on or after January 1, 2026 or any time thereafter

Your service tenure with AssuredPartners (AP), defined as the period of employment between your original hire date at AP and December 31, 2025, will be applied toward any tenure-based eligibility or vesting requirements in Gallagher benefit plans.

Watch this space for more information closer to the enrollment window.