Life Insurance Transition
As part of your transition to Gallagher, we’re here to ensure you and your family remain financially protected. We provide all full-time employees with company-provided Life and Accidental Death & Dismemberment (AD&D) Insurance. That’s right! Gallagher pays the full premium on behalf of all employees for this coverage. Additionally, we offer two voluntary plans to help you customize and supplement your coverage to meet your unique needs.
Coverage under all AssuredPartners life insurance plans will end on Dec. 31, 2025, with no conversion or portability options available.
We recognize that losing your existing life insurance coverage can create real concern—especially when it can mean reapplying for new coverage and navigating complex underwriting. That’s why Gallagher has secured a one-time, limited opportunity for those who currently hold voluntary life insurance through AssuredPartners.
As a newly acquired employee of Gallagher, you now have access to elect a similar amount of coverage without the usual medical questions, exams or risk of denial, regardless of your current health status. Your current coverage through AssuredPartners is coming to an end, but this opportunity ensures you can secure a similar level of protection through Gallagher—no health questions asked. It’s a rare, valuable chance to preserve critical financial protection, but only if you currently have voluntary coverage and act within the enrollment window.
Company-Provided Coverage
At Gallagher, we prioritize your peace of mind by offering robust company-provided Life and Accidental Death & Dismemberment (AD&D) Insurance at the following amounts:
- Employee Coverage: 1.5x your base salary*, up to $1 million
- Spouse/Domestic Partner Coverage: $5,000
- Child(ren) Coverage: $2,500 per child
This coverage is designed to provide financial security for you and your loved ones when it matters most.
*After a full year on the Gallagher payroll, your life insurance benefit will be based on actual earnings.
Voluntary Options
To learn more about Gallagher’s Voluntary Options, visit our Voluntary AD&D page and our Optional Term Life Insurance page.
Special Opportunity for AssuredPartners Employees
Gallagher is committed to ensuring a smooth transition for employees previously enrolled in AssuredPartners’ voluntary life insurance plan. Your previous optional life insurance coverage amounts for yourself, your spouse/domestic partner and your dependent children will be grandfathered, rounded up to the next multiple of earnings under the Gallagher plan formula (up to the Gallagher plan maximum), and set up as an automatic enrollment for you effective January 1, 2026.
If you’re not currently enrolled in optional life insurance through AssuredPartners, you can still take advantage of Gallagher’s Optional Term Life Insurance during enrollment, with a special guaranteed issue opportunity as described here—no medical questions required.
Reminder: Even if you’re not making any changes to your coverage, it’s important to visit the Prudential website during enrollment to designate your beneficiaries for both company-provided and voluntary coverage.
Provider details
Benefits Provider
Gallagher HR Support
Email
Gallagher_HR_Acquisition_Support@ajg.comCall
630-285-3808
Transition Timeline
View key milestones and dates so you can plan ahead with confidence.