Voluntary AD&D
In addition to the AD&D Insurance provided by Gallagher, you can purchase Voluntary AD&D Insurance coverage to meet your personal needs.
Eligibility & Enrollment
Voluntary coverage is available to all regular full-time employees, their spouses and dependent children up to age 26. You will be able to enroll in Voluntary AD&D Insurance on the Prudential website during your new hire enrollment window, during the fall Annual Enrollment or in conjunction with a qualified life event. To access the Prudential site, click here.
How it Works
You can choose to purchase Voluntary AD&D insurance to supplement your company-provided AD&D insurance and/or to replace any other personal policies you may hold. You can purchase coverage for yourself, and/or your spouse and eligible dependents. These policies are offered by Prudential.
Coverage is available in units of $10,000, up to $1 million. Age-based reductions apply.
Dependent coverage:
- Spouse or eligible domestic partner: 60% of your coverage amount up to $600,000
- Children: 20% of your coverage amount up to $70,000
Provider details
Benefits Provider
Corporate Benefits via HRSupport
Email
Gallagher_HR_Acquisition_Support@ajg.comCall
630-285-3808
Transition Timeline
View key milestones and dates so you can plan ahead with confidence.