Supplemental Health Plans

Regular-scheduled, full-time employees in the U.S. are eligible for the Supplemental Health Plans. You can enroll in supplemental health coverage as a new hire, during the fall Annual Enrollment, or in conjunction with a qualified life event.

Accidents happen, and they can be expensive, even with medical coverage—especially if you’re hospitalized. Accident Insurance can help by paying cash benefits directly to you. The benefit amount varies depending on the nature of the accidental injury and your treatment.

You can purchase coverage for yourself, your spouse or domestic partner, and children.

When you purchase Accident Insurance coverage, you get cash benefits for medical bills that you can use to pay for out-of-pocket medical costs or daily living expenses. Accident Insurance benefits can also be used to pay for accident-related costs besides your medical treatment.  

Critical Illness Insurance helps provide financial relief from the expenses associated with a serious illness, such as a heart attack, stroke or cancer. Critical Illness benefits are paid as a lump-sum cash benefit when you or a covered family member is diagnosed with a covered illness to give you a financial cushion to help you manage your illness, your way.

Provided by Allstate, you can elect coverage amounts of $10,000, $20,000 or $30,000.

Covered illnesses include:

• Invasive cancer
• Major organ transplant
• End stage renal failure
• Paralysis of two or more limbs
• Multiple Sclerosis
• Traumatic brain injury
• Fibromyalgia
• Complete loss of sight
• ALS (Lou Gehrig’s disease)
• Stroke
• Heart attack
• Carcinoma in situ
• Coronary artery bypass surgery

A hospital stay can create financial hardship, especially if money is tight and you’re not prepared. Hospital Indemnity coverage will pay cash benefits in the event you or a covered family member needs to stay in the hospital. Allstate Benefits pays these benefits directly to you and you can use them however you wish—for medical bills, rent or mortgage, living expenses, etc.

You can purchase coverage for you, your spouse or domestic partner, and children.

The coverage is provided under forms GVAP6, GVCIP4, and GVSP2, or state variations thereof.  The coverage has exclusions and limitations. Contact your benefits representative for full details. Allstate Benefits is the marketing name used by American Heritage Life Insurance Company (Home Office, Jacksonville, FL), a subsidiary of The Allstate Corporation.